WHAT IS HOMELEND?
Homelend is a decentralized stage empowering the up and coming age of homebuyer contract financing. Homelend makes an interface for coordinate connection between borrowers, loan specialists and different gatherings associated with the home loan esteem chain. Thusly, it empowers contract crowdfunding utilizing a shared model with the security, straightforwardness and mechanization gave by circulated record innovation (DLT) and brilliant contracts.
Home loan Loans Are at the Core of Society
Having a house is one of the essential human needs – a need a great many people are just ready to manage the cost of by taking out a home loan advance from the bank. In the U.S. alone, in excess of 8 million home loan advances are allowed each year.
An Archaic $31 Trillion Industry Yearning for Disruption
The U.S. contract showcase is esteemed at $14 trillion, and the worldwide market is relied upon to reach $31 trillion before the finish of 2018. However, regardless of how focal this market is both socially and monetarily, the customary home loan loaning framework remains fantastically crude.
The framework depends on extensive and complex paper-based procedures including different middle people—forms that are loaded down with wasteful aspects and overhead expenses for the two borrowers and banks. In addition, contract advances are to a great extent unattainable for the new age of youthful borrowers, barring a large number of trustworthy people from getting home credits because of obsolete appraisal criteria.
The Homelend Advantage
From manual and protracted, to Streamlined and Efficient
By inserting pre-characterized business rationale into shrewd contracts, digitizing documentation and taking out pointlessly forms, Homelend will consequently execute a conclusion to-end start process, chopping it down from 50 days to under 20.
From Costly Intermediation to Cost-Effective and Middleman-Free
The unchanging nature, security and straightforwardness gave by DLT makes it conceivable to record exchanges, including credits, without banks going about as mediators. This will decrease costs for the two borrowers and banks, while limiting the separation between them.
From Ambiguous and Clunky to Transparent and User-Friendly
Homelend plans to make a loaning procedure that isn't just brilliant, yet in addition basic and reasonable. It will empower borrowers will have the capacity to effectively apply for an advance, track their application status consistently and interface specifically with contract moneylenders.
From Vulnerable and Unreliable to Trusted and Secure
Centralization and paper-based procedures are the key factors behind the frailty and helplessness that describe the customary home loan industry. The remarkable qualities of DLT and brilliant contracts empower Homelend to give a stage to individuals to execute a lot of cash in a confided in, straightforward, and secure way.
The Homelend Token (HMD)
The HMD token is the fuel driving the Homelend distributed loaning stage. It's fundamental usefulness is to concede access to the Homelend stage.
This utility token additionally assumes an instrumental part in empowering a quick, smooth and easy to understand work process that is bound together and secure.
All tokens can be changed over to and from HMD.
Specifications
Symbol………………………..HMD
Total Supply…………….250,000,000
Standard……………………ERC-20
Face Value………………..1 ETH= 1,600 HMD
Accepted Currencies…BTC, ETH, USD
Softcap………………………..US$ 5,000,0Hardcap………………………US$ 30,000,000
Token Allocation
28% Pre-sale
36% Public sale
20% Reserve Fund
8% Advisors and Bounty Program
8% Founders Use Of Proceed
25% General Administration
40% Development
35% Marketing & Community Building
Roadmap
Team & Advisers
Bitcointalk Profil : donhendryk
